2025

Auto Repossession Rates 2025

Auto Repossession Rates 2025. Pandemic relief measures shielded many people from repossession, but that’s changing as interest rates and auto prices soar. Dip into the subprime realm, and the numbers go way up.


Auto Repossession Rates 2025

As far as financing goes, us news & world report shows average interest rates of 7.24 percent on new vehicles, or 7.49 percent for used. Historical data reveals that auto loan defaults have generally been higher than repossession volumes, with around 20% of defaulted loans not resulting in repossession.

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